- Global Pharma News & Resources

Cardiogram Expands Insurance Program for Wearable Technology Users

Cardiogram Expands Insurance Program for Wearable Technology Users Owners of compatible wearables--including Apple Watch, Garmin, and WearOS by Google--will be offered $1,000 of accidental death coverage at no cost, with the option to upgrade to paid policies, in eligible states.

PR Newswire

SAN FRANCISCO, Jan. 31, 2019

SAN FRANCISCO, Jan. 31, 2019 /PRNewswire-PRWeb/ -- Health app developer, Cardiogram, has agreed to expand its partnership with Amica Life Insurance Company and RGAX affiliate Greenhouse Life Insurance Company. They will offer Accidental Death (AD) insurance coverage to wearable technology users in additional states, and by doing so more than double the number of users who will have access to this exclusive offer.

The program, launched in August, offers qualified Apple Watch, WearOS by Google, or Garmin wearers the opportunity to obtain supplementary AD coverage at no cost for the first year. Those same qualified Cardiogram users will also have the option to purchase additional AD insurance coverage via a fully-digital, instant-issue application in as little as three minutes.

"We continue to believe that wearable devices and health apps are a great way to encourage individual health and wellness. This is an exciting opportunity for Amica Life to explore different ways to test new digital methods and engage users interested in maintaining a healthy lifestyle, while providing them with an opportunity to secure peace of mind and protection for their family," said Shiela Companie, Vice President and Chief Life Actuary at Amica Life.

"We believe both individuals and life insurers win by monitoring their heart healthiness, in essence, saving dollars while saving lives," said Brandon Ballinger, Co-Founder of Cardiogram. "This state expansion continues our belief that using wearables does improve an individual's health. We continue to work with Amica and Greenhouse to distill the complex world of life insurance into a simpler set of screens that all smart phone users and wearers can understand."

"Digital devices are fundamentally transforming the way insurance is distributed and underwritten," said Scott Grandmont, Chief Operating Officer of Greenhouse Insurance and Vice President at RGAX. "Equally important, these devices increase the consciousness of health goals and aim to help people live longer, healthier lives."

About Cardiogram
Cardiogram transforms ordinary consumer wearables with heart rate sensors—like Apple Watch, Garmin, or WearOS—into a personal healthcare companion. In a sequence of clinical studies with more than 14,000 participants, Cardiogram has validated accuracy of an artificial intelligence-based algorithm, DeepHeart, to accurately detect multiple major health conditions, including hypertension, sleep apnea, diabetes, and atrial fibrillation ( Cardiogram was launched in 2016 by ex-Google tech leads Johnson Hsieh and Brandon Ballinger, was named the best iPhone app of 2016 by iMore, and has shown user engagement and retention 5x higher than the first five ResearchKit apps, exceeding even Instagram and Twitter (

About Amica Life
Amica Life Insurance Company, a wholly owned subsidiary of Amica Mutual Insurance Company, was founded in 1969. Amica Life, based in Lincoln, Rhode Island, offers life insurance and retirement products directly to customers. Through its products and services, Amica Life aims to be the most trusted and innovative service provider by securing and simplifying the most important aspects of its customers' lives. The company has also earned a rating of A+ (Superior) from A.M. Best, a leading insurance rating agency and the nation's authority on insurance company financial stability. For more information, visit

About Greenhouse Insurance
Greenhouse Life Insurance Company is a multi-state life and disability insurer custom-designed to partner with insurers and entrepreneurs to accelerate innovation in the life insurance industry. For more information, please visit Greenhouse Insurance was launched in 2018 by RGAX, the transformation engine of Reinsurance Group of America, Incorporated. RGAX leverages its global platform to build and accelerate transformational businesses in the life insurance industry with a mission to help people live longer, healthier, more financially secure lives.


SOURCE Cardiogram

Editor Details

Last Updated: 31-Jan-2019